This question is so popular that we dedicated an entire post to it!
The #1 way to locate a midwife is by word of mouth. Seek out other home birth families in your area. Talk to local doulas and childbirth educators. They often will be connected to other birth professionals in the area, including midwives. Look for places where holistic or naturally-minded people tend to frequent, such as health food stores, etc. If you live near an Amish or Mennonite community, they may have information to share. Finally, use online resources such as our post mentioned above.
The short answer is no, it is not illegal to have a home birth in Kentucky. There are no laws stating where a woman can or can not give birth.
The long answer is that there is some legal liability, but it rests with the midwife, not the family who wishes to birth at home. We’ve dedicated an entire post to this question because of how often it is asked, and the length of the answer. Click here to visit “Is Home Birth Legal in Kentucky?” to read up on our current situation surrounding the legality of home birth midwifery, and the current laws in place.
A home birth in Kentucky can range anywhere from $2,000 to $7,000 depending on the midwife you choose, what area she is located in, and her experience. Most often, this fee is paid out of pocket. Typically, insurance companies will NOT cover a birth attended by a CPM, as they are not yet licensed in our state. Some individuals have luck submitting a claim with their insurance company after the birth and receiving a partial reimbursement. Insurance may fully cover birth with a CNM, depending on if she is in-network.
A midwife’s fee includes all prenatal care, the birth, and postpartum/newborn care. There may be other costs involved, such as birth supply kits or pool/pumps (for water births). Outside tests and ultrasounds are not included in the initial fee.